Top 8 Phone Scams Targeting Florida Residents
#1 Medicare & Health Insurance Fraud
HIGHEST RISKFlorida has one of the largest Medicare-enrolled populations in the country. Scammers call claiming to offer "free" medical equipment, genetic testing kits, or updated Medicare cards. They use your Medicare number to bill for services never rendered. Never give your Medicare card number to an unsolicited caller.
#2 Timeshare Cancellation Scams
VERY COMMONFlorida has more timeshares than any other state. Scammers call timeshare owners offering to cancel their contracts for an upfront fee β sometimes thousands of dollars. They often claim to be attorneys or a government agency. Once you pay, they disappear.
#3 Contractor & Storm Damage Fraud
SEASONALAfter hurricanes and major storms, scammers flood Florida with calls offering cheap roof repairs, debris removal, and insurance claims help. They collect deposits and never show up, or do shoddy work. This surges every hurricane season (JuneβNovember).
#4 IRS & Social Security Impersonation
HIGH RISKCallers claiming to be from the IRS or Social Security Administration threaten arrest for unpaid taxes or say your SSN has been "suspended." They demand immediate payment by wire transfer or gift cards. Florida seniors are disproportionately targeted by these scams.
#5 Real Estate & Mortgage Robocalls
COMMONFlorida's hot real estate market attracts constant robocalls offering to buy your house for cash, refinance your mortgage, or provide real estate leads. While some may be legitimate, many use high-pressure tactics or collect personal information for fraud.
#6 Lottery & Prize Notification Scams
COMMONFlorida has a large tourist population and many retirees. Scammers call claiming you've won a Florida lottery prize, vacation package, or sweepstakes. They ask for a "processing fee" or "taxes" to release your prize β which doesn't exist.
#7 Prescription Drug & Pharmacy Scams
GROWINGCalls offer cheap prescription drugs, pain medication, or supplements. Some are fronts for illegal pill mills, others simply steal your credit card information. Florida has historically struggled with prescription drug abuse, making residents a target.
#8 Solar Panel Installation Robocalls
GROWINGFlorida's sunny climate has made solar installation robocalls extremely common. Callers claim you qualify for a "government program" for free or heavily discounted solar panels. The real goal is to collect personal info or sign you up for a high-interest lease.
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